What is Obama Care?
It is the common way of calling for the health reform promoted by former President Barack Obama in 2010, which included health insurance accessible to all. To this day, this is the most popular insurance option in the United States. Prior to this process, access to health was very difficult for those with pre-existing medical conditions such as diabetes, hypertension, obesity, pregnancy, because having them, caused their applications to be mostly rejected by the companies. The other big problem was the price of these insurances, not always affordable to the pockets of low-income citizens. Hence, Obamacare was the way out for millions of people in the United States, and, even though it still has many fissures that must be improved, it has become a pillar for all those families.
Obamacare and the Marketplace
The Health Insurance Market is the governing body that determines the clients’ eligibility and the characteristics of their coverage. Through this entity, people can choose the plan that best suits them according to their protection needs. The Market provides subsidies to people based on household income, and although some do not receive it, all are guaranteed health services, regardless of whether they have pre-existing medical conditions.
Companies with which Obamacare works
As well explained, Obamacare is not insurance, but a way to call for health reform. Some of the companies that are present in the Health Insurance Market and that provide coverage to people without discriminating between race, illness and other factors, are the following:
Basic Requirements to have Obamacare
Among the prerequisites to be eligible for a plan by the marketplace (Obamacare) are
Some of these requirements are not needed if people want to access the Marketplace health plans without receiving a subsidy or tax credit in advance.